Have a clear out at home and make some extra cash.

When was the last time you had a clear out of your cupboard, drawers, and wardrobes, or even up in the attic? When money is tight, many people take the opportunity to have a good clear out and sort their belongings out to identify items which could be sold.You don’t need to sell things that you still need or use, and we don’t suggest you sell precious items with great sentimental value, but most families will have items that are in good condition, that are no longer needed.Now is the time to have a good clear out. The weather is still cold and...

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Beware of internet scams!

Recently, there has been a shocking increase in internet and email scams. Be very wary of these practices. There are many terrible stories of people who have been taken in by these crooks and lost money in doing so.Email scams are particularly popular amongst the crooks. You may have heard of the emails asking for money to be sent to another country. While extremely shocking, most people know these are not genuine emails. However, some scams...

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Saving money at the supermarket is easier than you think.

Supermarket shopping is becoming more expensive. Millions of shoppers are changing how and where they buy their groceries in order to cut down on expense. Here are some tips to help you get the maximum trolley load for your money.Consider trying an alternative store. There are two or three excellent supermarkets that are much cheaper than the leading chains. Part of your decision has to be travel distance too. Many people travel further for...

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Should students have a credit card?

This is a question which is being hotly debated on a number of parent forums online. The question of whether a university student should have a credit card is not an easy one to answer. Statistics indicate that the majority of 19 year olds can easily access a credit card when they open a student account.Here are some things to consider if you or your child is considering a credit card.Firstly, having a credit card is good, if it is used correctly....

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Save a fortune as you treat yourself!

Have you noticed an increase in companies offering huge discounts on a variety of goods and services? One company which is increasingly popular amongst British shoppers is Wowcher.com. This site offers a whole host of goods and services at discounts of up to 70% of the original price.The concept is simple, you just register, adding your shopping preferences and your location, and the site does the hard work for you. It will give you a daily...

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Cut down on the amount of petrol you are using.

Increasing numbers of people are turning to alternative methods of transport, just to try and keep their fuel costs down. As you will know, petrol has almost doubled in price over the last ten years. For a small car with a 1.3 litre engine, it once cost around £40 to fill up the tank. Today, that has jumped to an average of £76! It is no wonder people are struggling to make ends meet. The cost of living has risen dramatically and yet our wages...

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Taking the family out on a budget

If you have a young family, you will understand how important it is to spend time together enjoying fun activities. For many of us however, it is an expensive treat that is hard to budget for. These days, it can cost around £60 plus for a family of four to enjoy a trip to the cinema! Here are some tips to help you enjoy fun times with your family without breaking the bank.Picnics – the weather does not need to be perfect to enjoy a picnic! Kids...

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How to save more than £1000 in the blink of an eye

It seems like a lot but this article show you how easy it easy to save more than a £1000 in one year without having to try too hard or be deprived of the necessities.Coffee – Did you know that the average worker spends an average of £5 per day on coffee alone? That’s not even lunch or snacks. Just a take-out coffee in the morning and then one during the day, and this is just the average. Research indicates that many people will have three take-out...

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Eat well, for less.

Are you on a healthy eating plan after the excesses of Christmas and New Year? Here are some simple tips to help you eat well for less money. Diet foods and ready meals can be extremely costly and at this time of year especially, produce that is out of season can cost more.Cook for fun and health – Consider making a huge pot of chilli or bolognaise and then freeze portions of it to be used during the week when you are busy and too tired to...

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Consider supermarket shopping online to save money.

A recent report published in the news this week, says that increasing numbers of us are shopping online. Even grocery shopping is now being done online and the high street shops and big chains stores are seeing a significant drop in the numbers of shoppers visiting their stores.You can save yourself a significant amount of money if you shop online. Here are some simple tips that could save you a lot of money. And just imagine what you could...

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Are you thinking about a summer holiday?

At this time of year, many people start thinking about getting away from the bad weather and heading towards sunnier shores. As a result, travel agencies and holiday companies always advertise in early January, keen to take advantage of the trend to book a holiday after the Festive season.Weekends, Friday nights in particular, are also known in the travel trade, as one of the best times to encourage people to book last minute get away deals....

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Have a clear out and make a little extra cash with E-bay.

At this time of year many of us are feeling the pinch. Increased expenditure during the festive season will have put a strain on our finances. In addition, January is traditionally a gloomy month. People are back to work and the weather is cold, miserable and dank. Here is a way of beating the January blues, cheering yourself up, and making a little extra cash. Have a clear out! You will be amazed at the items in your home that could easily...

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Two simple tips to help you save money in the sales

The January sales are in full swing again! At the moment, the shops are full of bargains, all tempting us to spend even more money. But how can you tell if an item is really a bargain? Do some items appear to be bargains when really they are not? Here are some simple tips to help you save money during the sales. If you go shopping during the sales, it can be very easy to be attracted by the banners advertising huge discounts and the savings...

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What can you do if you are away from home and run out of money?

At this time of year, many of us are travelling to and fro, visiting friends and family. It’s also a time of year when the weather can be unpredictable, and travel arrangements can change within minutes. For many people, the need for some additional cash at these times can be difficult to cope with.We received a letter from a customer who told us how a Payday loan had helped them in very unusual circumstances. We wanted to share it as a way...

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Saving is a great way to prepare for life’s financial emergencies.

Wouldn’t it be wonderful if we all had a healthy nest egg to use if we needed it? Sadly life is not like that, and for most hard working families, our monthly income barely stretches for the whole month. However, even families who have a fairly modest income can set aside a little money each month in order to gradually build a nest egg of emergency cash.Saving money is not as difficult as it may seem and often your little pot of cash can grow much more quickly than you imagined it would. Here are some tips to help you start out on the road to...

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Worrying about money is uncomfortable and stressful. Be positive and remember that help is available.

We have all experienced money worries at one time or another. Being short of cash is not difficult. In fact, recent studies suggest financial problems can be as stressful as other major life events like moving home, losing a job, or the end of a relationship. Although there may not appear to be an answer to your money concerns, staying calm and focusing on the positive will always help a solution to reveal itself.We help hundreds of people every month who are experiencing a sudden shortage of cash, or an unexpected financial emergency. By offering...

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