If you are short of cash, don’t get stressed, instead consider your options.

Being short of cash is uncomfortable, stressful and it can disrupt your whole life. There is nothing worse than being short of cash and feeling vulnerable. Daily expenses can take their toll and for many of us, unexpected expenses can crop up and leave us short for the rest of the month until we are paid. Although it is difficult not to worry and feel stressed, if you find you are struggling with a cash shortage, try to stay calm and focus on your options. Don’t panic. By staying calm and considering your options, you will be able to make a much...

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The large financial institutions are still regarded as difficult, unfriendly and unhelpful.

Recent press coverage has once again highlighted how unpopular banks and financial institutions are. The Payday loan industry has seen huge growth in recent years, and many industry specialists believe this increase in the popularity of short term loans is a direct result of the difficulties people have accessing the funds they need from banks.Reports are indicating that the majority of people prefer not to deal with their banks unless they have too, and many prefer not to get in touch unless absolutely necessary. This is unfortunate, because,...

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It’s not long until Christmas! Are you financially ready for the festive season?

Christmas is just around the corner, and the need for some extra money is increasing. In addition to the normal festive expenses, heating and food bills go up during the winter months, making December and January extremely expensive months for all of us.For those of us who have not been able to save some extra money for the festive season, budgeting between now and Christmas could help. For the next seven weeks, if you are extremely careful, it’s still possible to set aside a little money each week which will give you some extra to spend during...

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