More than 2 million people every year turn to short term payday loans as a means of access funds in an emergency. Statistics see this level set to continue, despite the bad press many less than popular lenders have experienced.A payday loan is a very real option for many hard working people who are in employment and in receipt of a regular income. The majority of short term borrowers simply use payday loans as a way of helping them get through s sudden cash-flow crisis. They pay their loans off in full upon their next pay day and many of them...