Summertime saving tips so you can enjoy the best of the sunshine.

Summer is upon us and it’s time for gathering with friends and family to enjoy the best of the British summer – whatever the weather!It’s the time of year to be out in the garden, enjoying days out or getting together for a barbeque, but what about the costs of all this fun? Things are still financially tough for all of us, and when money is tight, it’s usually the fun stuff that is cut back.One thing we here so often is that people find it much harder to stay motivated and on track with their money and savings if all they do is work hard and...

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How can we make our money last a little longer?

If you read the paper or watch the news, you’ll hear reports of continued doom and gloom in the economy, but you’ll also hear stories of slow and steady recovery. It’s hard to know which reports to believe. One thing is certain, we are all still having to work very hard to make ends meet and for most of us, no matter how hard we work, it’s a struggle to make the money last until the next payday!Making do with what we have is the only way to weather the financial storm the majority of us are experiencing in the UK. There are simple things we can...

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Get ready for the summer with some great reasons to start saving today.

Not many of us have lots of spare cash! Certainly for most of us, no matter how hard we try, it seems to be practically impossible to save a significant amount. Financially things are not easy for anyone these days however, there are still ways we can turn things around and kick start our savings.Summer is coming so why don’t you consider cutting back a little on expenditure and saving a little, just for a rainy day – or a sunny day hopefully!There are so many benefits to saving. It can help improve your credit rating and it can give you the motivation...

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Don’t let money worries get you down.

Financial problems can cause a great deal of stress. So many of us have suffered sleepless nights trying to figure out how to make ends meet. Worrying about it can make the situation worse though. The best thing to do is make a plan to get back on track with your money by setting yourself goals and targets which you can take, step by step. Very soon, all the problems which were weighing you down will start to resolve and you’ll be feeling in control again.First get your daily expenditure under control. It’s easy to make little savings here and...

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How to be a super-saver in the super market.

Saving money and sticking to a strict budget seem like simple things to do, but in practice it is not easy at all. It’s interesting to note how many comments we receive from folks on the look-out for good money saving tips while they’re doing the weekly shop.Saving money at the supermarket is not as straightforward as one might assume. Their shelves are loaded with marketing savvy offers which look like bargains when in fact; they are encouraging you to spend more!Here are a few simple ways you can help yourself to stay in control and keep your...

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Why short term loans are increasingly popular

Regardless of what you may have read in the press, Short term payday loans are increasing in popularity.News of lenders who have not been engaging in fair lending practices, or who have been improperly selling their financial products, has been in the media a lot. It’s good news for the consumer because these bad lenders have rightly been brought to justice and exposed. However, this does not mean that all payday lenders are untrustworthy.Payday loans are popular amongst working, employed people who have a regular income and who know they can...

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Payday loan TV advert banned by the Advertising Standards Authority

Did any of you see the Payday loan advert starring Kerry Katona? Or maybe you have since read about it in the press? You won’t get a chance to see it now. The advertising Authority banned the advert labelling it as irresponsible advertising.According to the press, the Authority were inundated with complaints about Ms Katona’s flagrant use of her own bankruptcy,thenciting a PayDay loan as a source of very easy, fast cash in times of real financial trouble.We agree with the Authority’s decision. It was an irresponsible advert in the extreme. To...

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Don’t let your money control you! Some tips on how to stay in charge and make your money work for you.

Taking care of the tiresome task of dealing with mail, bills and paperwork is something we would all rather forget about. I’m certain we all have a pile of paperwork that needs to be filed or dealt with, in a drawer or sitting on our desks. Don’t ignore it! That pile of paper will just get bigger and it represents your financial well-being. Would you ignore a pile of twenty pound notes if they started to stack up on your desk? Ignoring your financial admin tasks is almost the same.So many people leave their paper work until the last minute, when...

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