If you are short of cash, don’t get stressed, instead consider your options.

Being short of cash is uncomfortable, stressful and it can disrupt your whole life. There is nothing worse than being short of cash and feeling vulnerable. Daily expenses can take their toll and for many of us, unexpected expenses can crop up and leave us short for the rest of the month until we are paid. Although it is difficult not to worry and feel stressed, if you find you are struggling with a cash shortage, try to stay calm and focus on your options. Don’t panic. By staying calm and considering your options, you will be able to make a much...

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The large financial institutions are still regarded as difficult, unfriendly and unhelpful.

Recent press coverage has once again highlighted how unpopular banks and financial institutions are. The Payday loan industry has seen huge growth in recent years, and many industry specialists believe this increase in the popularity of short term loans is a direct result of the difficulties people have accessing the funds they need from banks.Reports are indicating that the majority of people prefer not to deal with their banks unless they have too, and many prefer not to get in touch unless absolutely necessary. This is unfortunate, because,...

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It’s not long until Christmas! Are you financially ready for the festive season?

Christmas is just around the corner, and the need for some extra money is increasing. In addition to the normal festive expenses, heating and food bills go up during the winter months, making December and January extremely expensive months for all of us.For those of us who have not been able to save some extra money for the festive season, budgeting between now and Christmas could help. For the next seven weeks, if you are extremely careful, it’s still possible to set aside a little money each week which will give you some extra to spend during...

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Saving a little money each month can quickly turn into a useful nest-egg.

According to the news, the economy is slowly recovering, and yet many of us are still struggling to make ends meet. Although it can seem like an impossible task, saving a little money each month can very quickly build up to a significant amount which could prove useful if you need it.Payday loans are a great way to access some emergency cash if you need it, but it is also a good idea to make plans and save as much as you can each month too. Having a small cushion of savings can make a huge difference to your stress levels if an unexpected expense...

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Coping with unexpected expenses during the winter months can be difficult.

The winter months are a time when life can get expensive. The colder weather, festive season, and the end of year bills, can all creep up on us very quickly. For those of you who have been saving a little money during the year, unexpected bills may be easier to cope with. However, for thousands of hard working people, sometimes the money they have does not cover everything, and when this happens, accessing a short term can be a huge help. Having access to short term forms of credit can be extremely useful in an emergency. Payday loans are...

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Autumn is here at last, and many of us are already saving for winter.

The winter season is always the most expensive in the year. While there can be expenses throughout the year, the colder months bring with them, a need for extra expenditure. Now is the time to start preparing for this extra expenditure. If you can, put a little money to the side so you have some extra for when you need it.Heating bills will go up when the weather is colder. And with the evenings getting darker much sooner, we will also use more electricity for lighting. Colder weather tends to mean we want to stay at home more, so there will...

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Try not to worry about money. Instead, stay positive and work towards a solution.

Experiencing financial difficulties can be an extremely stressful situation to deal with. No matter how careful we are, there may be times when the money does not last as long as the month does! On these occasions, some people turn to a Payday loan to help them through until they next receive their regular monthly wage.It’s always good to save a little money every month, just in case you need it, and often having a little emergency nest-egg is a life saver when unexpected bills crop up. However, this is not always possible, and for many of us,...

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Dowell managed Payday loans help to improve credit ratings?

We are asked this question on a regular basis, so we thought it was time to share our thoughts on the subject and give you an answer.Payday loans are short term cash advances which are repaid in full when a borrower received their next wage. They usually do not last any longer than a week or two, and for the majority of borrowers, the loans are repaid when they are next paid.Although your credit score is not necessarily taken into consideration by short term lenders, there is no doubt that if you pay off your loans, manage your credit efficiently...

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Setting a budget is one way you can make your wages last a little longer.

No matter how hard we work, or what we are earning, there are occasions when the month lasts much longer than the money does! It is a situation that we have all experienced, and it can happen to anyone, no matter how careful they are. While some people may opt to borrow the money on a short term basis, there are also options to consider which will help to prevent this situation in the future.Budgeting more carefully, so that there is a little money left to save at the end of each month, can be one way to handle those unexpected times when money...

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Is your paperwork piling up again? Here are some tips to help you stay in control of your personal files.

Sometimes, when we are struggling financially, even the most regular tasks can feel stressful. We’ve all experienced that feeling of frustration, staring at a pile of letters, bills and papers that need to be sorted and filed away. It can feel like agiant task, and often seems easier to stuff it all in a drawer and forget about it!However, stashing your bills and papers away will just help them to turn into an even bigger pile, which will take longer to deal with in the long run. One of the most difficult aspects of struggling through financial...

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Financial stress can be harmful to your health!

As the colder weather approaches, many people are already picking up colds and flu. During this time of year, we are more susceptible to stress. The nights are getting darker, it is colder, and everyone is back at work, and the kids are at school. This is a time of year when it can feel as if things are starting to get more expensive again too. The heating and lighting bills go up. The weekly shopping bill might go up a little as we stock up on winter foods, and with the family back at work and school, daily expenses like fuel, lunch money,...

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There is no need to feel stressed. There are options for you if you need emergency cash.

Sudden financial emergencies can occur at any time and they can cause a great deal of stress. If you have been short of cash lately, you will know how upsetting it is. Being unable to access funds can make everything seem much worse, too. Help is at hand however.For all of us, there are times when the money we earn does not last long enough and we need a little helping hand until the next pay day. Payday loans are an option which can address these situations and help you access the emergency funds you need.Although payday loans are not the best...

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Money worries can be extremely stressful, but there are solutions which can help you.

Being short of money or worrying about an urgent bill can be very stressful. For many hard working people, emergencies can crop up at any time, and the need for some extra money can add anxiety to an already busy working month. For some, this can even result in sleepless nights. This is especially true for those who are struggling to find an answer to financial worries and so they can make ends meet.Most of the time however, these situations are temporary, and there are many ways we can tackle the stress of being short of cash. Once way to is...

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Access the emergency money you need and let go of stress!

Sudden financial emergencies can make everything feel worrisome and stressful. It is especially difficult if you have urgent financial needs and are unable to access the funds that you need. One way that many families deal with these types of situation is to apply for a short term payday loan.Payday loans are short term cash advances which are borrowed for a very short time and then repaid in full when the borrower is next paid by their employer. If you are experiencing a financial emergency, and you know you can afford it, then a short term...

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Saving money every month will help build your finances, and make your money go further

Although financial pressures can make life difficult, and sometimes we can struggle to cover all our expenses with one month’s wage, wherever possible, it is always sensible to save a little each month if we can.Most households do not manage to save money on a regular basis; this is according to recently released statistics on the subject. It is unfortunate, because saving can help families to feel more in control of their finances and they can also help when financial emergencies crop up.Many families will find that their money is beginning to...

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Don’t let worries about your finances affect your health!

Stress is a killer. This is a scientific fact and something any doctor or medical practitioner will confirm for you. Unfortunately, it’s not always easy to live a completely stress free life, especially where money is concerned.Money worries are a real issue for millions of families in the UK. Even people who are employed, and earning a decent living, have to work hard to make ends meet, pay the bills and keep debt at bay.We don’t have any miracle cures for you, we wish we did, but, we’ve been talking to our team and to some customers and asking...

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Now is the time to start saving for the winter months

It may seem too soon, especially when most kids are still on summer holidays, and we’re not properly into autumn as yet, but now is the perfect time to be saving for the coming winter months. Winter is always the most expensive time of year. Although any time of the year can be costly, depending on our lifestyle and income, winter is always more expensive because energy bills go up, we spend even more time in our cars and Christmas is the single most expensive time of year for everyone.To prepare yourself for the winter ahead, and to get...

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Getting ready for back to school!

It’s still summer time and the schools are still on holiday but we’re sure you will have noticed the appearance of back to school clothes and equipment already. Not to worry, if you’ve been following our blog lately, you’ll be ready for this additional expense after having saved some extra cash over recent months.Whatever the needs, saving a little extra can really help you to deal with those additional expenses that crop up. And they seem to crop up on a regular basis at time too!By putting aside a little cash every month, you can very quickly...

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Getting into the habit of making our wages last a little longer, can help when times are tough.

Here in DoshDelivery HQ, we’re always happy to hear from satisfied clients, especially when they let us know they are happy with the service! It’s also really helpful when they tell us why they borrowed the money and how it helped them. Here are some examples we have received recently…One lady in the south of England was caught short in an emergency while she was on a short break with her finance in Scotland. They were really stuck, but knew they would be getting in paid in two weeks. Fortunately, they knew exactly what to do. Having taken out...

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Today, we hear from successful borrowers about all the reasons they had to take out a Payday loan.

Here in DoshDelivery HQ, we’re always happy to hear from satisfied clients, especially when they let us know they are happy with the service! It’s also really helpful when they tell us why they borrowed the money and how it helped them. Here are some examples we have received recently…One lady in the south of England was caught short in an emergency while she was on a short break with her finance in Scotland. They were really stuck, but knew they would be getting in paid in two weeks. Fortunately, they knew exactly what to do. Having taken out...

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Don’t be short of cash while you are on holiday and away from home!

All the schools are off for their summer holidays and families all over the UK are heading for their annual vacations. Some are going towards sun, sea and sand while many have opted for staying and holidaying right here in the UK.Whatever your plans are for this summer, make sure you take enough cash with you to cover all the expenses you are likely to need while you are away.It’s easy to think you have put aside enough holiday money for each day, but it can very easily run out if you don’t consider all the types of expenses you could incur while...

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Dealing with your financial paperwork can help you stay in control and avoid mounting debt

Making ends meet and covering all the monthly expenses is not easy for any of us. For most of us, although we are employed and working hard, it can take real effort and sometimes, some juggling of cash, to make ends meet and to get all the bills paid each month. At times, it can feel like all we do is work to pay bills.Do not be disheartened though. Staying in control of your finances and being aware of your financial position can help you to stay in charge and avoid serious problems like mounting debts.One of the easiest ways to stay in control...

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Saving a little money each month can help you get through life’s little emergencies

Times are still tough! The papers are saying the UK is slowly recovering after a double recession, and that’s good news, but for most of us, we are still feeling the effects of the recession and the boom days seem far away. The cost of living is high and wages have not increased with inflation. It is no wonder so many of us are finding it difficult to make ends meet. For most people, the money runs out before the next payday and it can be an extremely difficult cycle to break!Most of us know that making do with what we have is the answer when...

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Even when the sun is shining, financial worries can cause a huge amount of stress

Money worries are one of life’s biggest sources of stress. It can affect every part of life if it is not dealt with, health, relationships and work life can all be affected in a detrimental way because of financial pressures or stress due to debt problems.If you are feeling like this, don’t think you are on your own. Millions of hard working British families are still struggling. The sun is shining at last and we finally have the summer we’ve been waiting for. It may seem as if everyone is having a wonderful time while you are working hard trying...

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Make Sure You Have Enough Money During the Holidays!

Summer is well and truly here, the kids are off school and the sun is out! Many of us are thinking about heading off on holiday now. Whether you are going off toward sun, sea and sand abroad, or whether you are planning to enjoy the best of what Britain has to offer, it’s always best to make sure you have enough money to see you through while you are away form home.Running out of cash when you are on holiday and away from home can put a real dampener on things! So, it’s best to be prepared and organised with some spare cash for just in case....

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Saving a Little Every Month Can Make a Huge Difference to Your Finances

While life is financially tough and most of us are struggling to make ends meet, the idea of saving money on a regular basis seems practically impossible. The average working household, according to statistics, does not manage to save money. Most families find the money starting to run out before the end of the month! But this is a cycle which can lead to debt problems and an insecure financial future. Wherever possible, cutting back on spending and saving as much as you can will stand you in good stead and keep the wolf from the door.According...

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People with genuine reasons apply for PayDay loans

More than 2 million people every year turn to short term payday loans as a means of access funds in an emergency. Statistics see this level set to continue, despite the bad press many less than popular lenders have experienced.A payday loan is a very real option for many hard working people who are in employment and in receipt of a regular income. The majority of short term borrowers simply use payday loans as a way of helping them get through s sudden cash-flow crisis. They pay their loans off in full upon their next pay day and many of them...

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The decision to borrow money, even on a short term basis, is not one to take lightly.

Here at DoshDelivery, we take pride in providing all the information and advice prospective borrowers may need prior to making an application for a short term payday loan. We do this because we realise how important it is to know exactly what is involved with any application for credit.The decision to borrow money is a serious one, it should not be rushed into and consideration should be given to levels of income and any existing debts first.Short term payday loans are designed to give working people access to funds when they suddenly experience...

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Managing those unexpected summer expenses

Well, at last, summer is here! It looks like we can all enjoy some real summertime sunshine after a long, wet, cold winter and a virtually non-existent spring.While the good weather cheers us all up, things are still difficult for many of us in terms of making ends meet and managing until our next pay day. Summer seems to be a time when unexpected expenses can just as easily crop up.While we may not be spending as much on heating bills, expenses can crop up when we venture outside and see things in the garden which need fixed up or we find that...

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Finding a good short term lender

Although a simple internet search will reveal literally hundreds of lenders who offer short term payday loans, it is not so easy to find a good one.There are still many tales online, and in the press, of people who have been taken in by dishonest lenders who loan money to desperate borrowers and then charge them with hidden fees, or harass them constantly.Be on the lookout for lenders who are not reliable and who are actively seeking to make sales and sell you their loans. To protect yourself from these types of lenders, make sure you find out...

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Are you trying to generate some extra cash quickly?

Have a clear out and selling the things you no longer need or use is a great way to generate some extra money.While there are options to access extra cash, like payday loans, we don’t always want to borrow money. Sometimes it’s just a matter of having a good tidy up and getting rid of all that clutter and stuff you don’t need anymore.Have a look in your wardrobes. Are there clothes in there you have not even worn? We’ve all got items, either as gifts or as impulse buys which are still hanging there with their tags on. Why not list them on E-bay...

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Be sure you have enough cash during your holiday!

We’ve all just enjoyed the Spring Bank Holiday, and most of us were treated to some fantastic weather too! Why not make sure you are ready for the next bank holiday by considering your finances and getting things in place now so you have a little extra cash?Bank holidays can be a time when extra unplanned expenditure crops up, especially if you decide to throw an impromptu barbeque or to take the family out for the day. These things are weather dependent and we don’t always know what our weather is going to do!Don’t worry however, if you do run...

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Summertime saving tips so you can enjoy the best of the sunshine.

Summer is upon us and it’s time for gathering with friends and family to enjoy the best of the British summer – whatever the weather!It’s the time of year to be out in the garden, enjoying days out or getting together for a barbeque, but what about the costs of all this fun? Things are still financially tough for all of us, and when money is tight, it’s usually the fun stuff that is cut back.One thing we here so often is that people find it much harder to stay motivated and on track with their money and savings if all they do is work hard and...

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How can we make our money last a little longer?

If you read the paper or watch the news, you’ll hear reports of continued doom and gloom in the economy, but you’ll also hear stories of slow and steady recovery. It’s hard to know which reports to believe. One thing is certain, we are all still having to work very hard to make ends meet and for most of us, no matter how hard we work, it’s a struggle to make the money last until the next payday!Making do with what we have is the only way to weather the financial storm the majority of us are experiencing in the UK. There are simple things we can...

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Get ready for the summer with some great reasons to start saving today.

Not many of us have lots of spare cash! Certainly for most of us, no matter how hard we try, it seems to be practically impossible to save a significant amount. Financially things are not easy for anyone these days however, there are still ways we can turn things around and kick start our savings.Summer is coming so why don’t you consider cutting back a little on expenditure and saving a little, just for a rainy day – or a sunny day hopefully!There are so many benefits to saving. It can help improve your credit rating and it can give you the motivation...

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Don’t let money worries get you down.

Financial problems can cause a great deal of stress. So many of us have suffered sleepless nights trying to figure out how to make ends meet. Worrying about it can make the situation worse though. The best thing to do is make a plan to get back on track with your money by setting yourself goals and targets which you can take, step by step. Very soon, all the problems which were weighing you down will start to resolve and you’ll be feeling in control again.First get your daily expenditure under control. It’s easy to make little savings here and...

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How to be a super-saver in the super market.

Saving money and sticking to a strict budget seem like simple things to do, but in practice it is not easy at all. It’s interesting to note how many comments we receive from folks on the look-out for good money saving tips while they’re doing the weekly shop.Saving money at the supermarket is not as straightforward as one might assume. Their shelves are loaded with marketing savvy offers which look like bargains when in fact; they are encouraging you to spend more!Here are a few simple ways you can help yourself to stay in control and keep your...

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Why short term loans are increasingly popular

Regardless of what you may have read in the press, Short term payday loans are increasing in popularity.News of lenders who have not been engaging in fair lending practices, or who have been improperly selling their financial products, has been in the media a lot. It’s good news for the consumer because these bad lenders have rightly been brought to justice and exposed. However, this does not mean that all payday lenders are untrustworthy.Payday loans are popular amongst working, employed people who have a regular income and who know they can...

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Payday loan TV advert banned by the Advertising Standards Authority

Did any of you see the Payday loan advert starring Kerry Katona? Or maybe you have since read about it in the press? You won’t get a chance to see it now. The advertising Authority banned the advert labelling it as irresponsible advertising.According to the press, the Authority were inundated with complaints about Ms Katona’s flagrant use of her own bankruptcy,thenciting a PayDay loan as a source of very easy, fast cash in times of real financial trouble.We agree with the Authority’s decision. It was an irresponsible advert in the extreme. To...

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Don’t let your money control you! Some tips on how to stay in charge and make your money work for you.

Taking care of the tiresome task of dealing with mail, bills and paperwork is something we would all rather forget about. I’m certain we all have a pile of paperwork that needs to be filed or dealt with, in a drawer or sitting on our desks. Don’t ignore it! That pile of paper will just get bigger and it represents your financial well-being. Would you ignore a pile of twenty pound notes if they started to stack up on your desk? Ignoring your financial admin tasks is almost the same.So many people leave their paper work until the last minute, when...

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Doing your research can save you money!

There’s been a lot of talk recently about the government’s ‘austerity measures’. They’ve been encouraging us to do the same. It’s easier said than done though!One way we can all make ourselves some real savings is to look at our utility and service providers. Take some time this week to make sure you are getting the best deal available for your electricity, gas, telephone, mobile, broadband, weekly supermarket shop, television subscription. The list is endless, and the savings you could make are massive!All you need to do is invest a little time...

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Online shopping – the new addiction.

We’ve all made a spur of the moment purchase online and then regretted it the following morning. Online shopping is full of the temptations that are just too easy to give in to. It’s so easy to make a purchase now, with PayPal and one-click purchases. Before we know it, we’ve over spent. The fashion conscious shopper is particularly susceptible to the temptations of online shopping. It’s so easy to see a ‘bargain’ and think, ‘Oh, if it doesn’t fit I’ll send it back.’ But how often do we ever send anything back? Online shopping really is...

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